1. Heat the oil in a skillet over medium heat. Place turkey, onions and garlic in the skillet, and cook until meat is done; drain.
2. To a crockpot add all the ingredients except water (wait until the chili is almost finished cooking to add water).
3. Cook on low for about 6-8 hours (you can cook it for hours less if needed).
4. Finish by adding water to until it is at your desired thickness.

*Note: I cooked this on the stove top for about 2hours and finished it in the crockpot for another hour or two and it tasted great!